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Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey.
By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.
The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to:
Design a sure-fire plan for paying off all debt—from your cars to your home and everything in between using the debt snowball method
Break bad habits and make lasting changes when it comes to your relationship with money
Recognize the 10 most dangerous money myths
Secure a healthy nest egg for emergencies and set yourself up for retirement
Become financially healthy for life
Live like no one else, so later you can LIVE (and GIVE) like no one else!
This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.
Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey.
By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.
The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to:
Design a sure-fire plan for paying off all debt—from your cars to your home and everything in between using the debt snowball method
Break bad habits and make lasting changes when it comes to your relationship with money
Recognize the 10 most dangerous money myths
Secure a healthy nest egg for emergencies and set yourself up for retirement
Become financially healthy for life
Live like no one else, so later you can LIVE (and GIVE) like no one else!
This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.
Due to publisher restrictions the library cannot purchase additional copies of this title, and we apologize if there is a long waiting list. Be sure to check for other copies, because there may be other editions available.
Due to publisher restrictions the library cannot purchase additional copies of this title, and we apologize if there is a long waiting list. Be sure to check for other copies, because there may be other editions available.
About the Author-
Dave Ramsey is an eight-time No. 1 national best-selling author, personal finance expert and host of The Ramsey Show, heard by more than 18 million listeners each week. He has appeared on Good Morning America, CBS Mornings, Today Show, Fox News, CNN, Fox Business, and many more. Since 1992, Dave has helped people regain control of their money, build wealth and enhance their lives. He also serves as CEO for the company, Ramsey Solutions.
Reviews-
August 18, 2003 Radio talk-show host and bestselling author Ramsay (Financial Peace) is less a financial analyst and more of a preacher, which explains both his popularity and the appeal of this book, which jsut might gain a wide audience. The bedrock of his system is simple: work hard, pay what you owe and stay out of debt. His main commandment is "Pay cash." He first exhorts the reader to take "baby steps," which are designed to build on each other: first, save $1,000 as an emergency fund; then, pay off all debts from smallest to largest; save a larger three-to-six-month emergency fund; finally, start to save for college and pay off your home mortgage. Ramsay understands the difficulty in putting these steps into action, and therefore packs his book with personal testimonials from everyday people who have used his system and have become debt free, with obvious struggles. The key is what Ramsay calls "Gazelle intensity," which is to live a financial life the way a gazelle saves itself from an attacking cheetah—"outmaneuver the enemy and run for your life." While Ramsay provides some helpful charts and graphs so readers can keep track of their efforts to follow his steps, the strength of this book is that it is a straightforward motivational tool. He provides the brutally direct truth about the hard work it takes to become free of debt, and his directness is a great part of the book's charm. (Sept.)Forecast:Nelson plans an aggressive—and unusual—campaign: a financial makeover contest, promoted through Ramsey's 31-city author tour and broadcasts; the winner will receive $55,000.
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